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Published in Lifestyle
Thursday, 01 June 2017 06:22

No, despite all these things, overwhelming victory is ours through Christ, who loved us. Romans 8:37

Life is the battle field of all sorts in too many fronts. There is no human being that is not engaged at some point in one fight or the other. While some are fighting for their lives that are being destroyed by terminal diseases like cancer or HIV AIDS, some are fighting with the shame that comes with affliction of poverty and others are fighting to keep their sanity because there is no peace in their homes. But today, I want to let you know that inspite of whatever battle you may be fighting right now, you were victorious before ever the fight began. You are more than conqueror through Christ who always cause you to triumph over situations and circumstances of life. You are not involved in a battle all by yourself; you are simply enforcing a victory plan that was conceived before the foundation of the earth. You are not fighting for survival; you are fighting to uphold the truth that Jesus spoiled principalities and made an open display of their defeat.

David knew and lived by this truth even before Jesus came to fulfill it. That is the reason why he was outraged by the way Goliath was taunting and cursing the army of Israel, David felt it was an abomination for a defeated foe to spit on the integrity of the victorious. That is why he said “Who is this pagan Philistine anyway, that he is allowed to defy the armies of the living God?”. 1 Samuel 17:26.

God is great and mighty in battle; there is no warrior that can confront Him. That was all David knew and it was sufficient for him to defeat the lion, the bear and ultimate Goliath. What battle are you engaged in right now? Are there battles you have been dodging from fighting because you are afraid of the enemy that is waging war against you? Remember that the bible emphatically declares you a winner. So, arise in the name of Jesus and take your place in battle, there are victories to uphold.

 Don’t hesitate to share on your favorite social media platform using the button above as you pray along as follows:

  • Today I shall prevail over every life challenges and trials by the power of the Holy Ghost.
  • I make a pronouncement today that I shall conquer because I am a winner and not a loser.
  • By the grace over my father in the Lord I command my healing to be complete.

Join Dr Chris Okafor for 3 hours of Prophecy and Solution Reign at Liberation City from 7am - 12pm, every Wednesday.

Also Glorious and Celebration Service every Sunday with Dr Chris Okafor, from 7am - 12pm at Liberation City Lagos.

Mountain of Liberation and Miracle Ministries. 4 - 12, Oshofisan Street, Off Odozi street by Ereke Bus Stop, Ojodu Lagos, Nigeria. call 2348162410226, 2348157557605, 2348095906161.

On Sunday, February 26, Dr Chris Okafor, the General overseer of Mountain Liberation and Miracle Ministries, caused uproar in church as he blasted famous men if God in Nigeria, Pastor Tunde Bakare and Reverend Father Mbaka, as he demands for the release of Biafra leader, Nnamdi Kanu.


The man of God blasted the church leadership in Nigeria and wondered why they are so quiet in the face of mounting confusion, recession, destruction, oppression and killing of Christians in most parts of the country.

He also, accused most leading pastors for not speaking out against injustice and bad governance of taking bribes like money and oil wells from the government hence their inability to defend Christianity and the masses.

In a video that is now going viral on the internet, Dr Chris Okafor called out some big men of God when he angrily yelled: “Shame unto Pastor Tunde Bakare! Father Mbaka, what has happened to you?”

According to the man of God, Pastor Tunde Bakare was one of those who led the Save Nigeria (SNG) group to occupy Lagos while protesting so called bad governance under former president Jonathan, and was also a very vocal critic of that government. He wondered why Pastor Bakare has gone so silent even when it’s obvious that Nigeria now has a government that is far worse than the one he protested against. Speaking further on Pastor Tunde Bakare, the man of God thundered: “That Pastor is a two-faced Pastor!”

 On Father Mbaka, he disclosed that: “Mbaka, go and examine your prophetic ministry”. He said that for Father Mbaka to now complain that people are dying of hunger and still find it difficult to criticize the government of the day simply makes him a hypocrite. He then went on to ask: “What has happened to you, Father Mbaka?”

The man of God did not spare the General Overseers of The Redeemed Christian Church of God (RCCG), when he made a veiled reference to the RCCG pastor, who was killed during a morning cry session on the outskirts of Abuja and how the church played it down. At this he also wondered why the Vice President, Prof Yemi Osinbajo who is a pastor, has done so little to help. He also wondered why the General Overseer of Deeper Life Church has been quiet even when members of his church have taken a lot of hit from the massacre of Christians that has been ongoing.

He then went on to say that: “As a matter of fact, the Government should release Kanu with immediate effect! We must obey the court and stop taking laws into our own hands!”

Story source



Published in Lifestyle
Friday, 13 January 2017 22:41

"But forget all that—it is nothing compared to what I am going to do. For I am about to do a brand-new thing. See, I have already begun! Do you not see it? I will make a pathway through the wilderness for my people to come home. I will create rivers for them in the desert"(Isaiah 43:18 – 19)

 Take a moment to think about the good things that God has done for you through the years; I am sure there are some that still move your heart to thank and praise God for His tender loving kindness. The children of Israel until this very day still celebrate the night when the angel of death flew across Egypt and killed the entire first born of humans and animals in order to compel Pharaoh to let them go. The parting of the red sea and the sinking of the walls of Jericho still move people to fear and praise God.

You are still alive today because God continually delivers you from death; the devil hasn’t quit roaming and looking for who he could devour. You are walking on your two feet today because God stopped the enemy from crippling you. You are reading this article right now because God stopped the spirit of blindness from possessing your body. You have children because God delivered you from the spirit of bareness that tried to ruin your life without success.  But God says as awesome as those acts were, we should forget them because they are nothing compared to what He is going to do!

Wow! This is exciting! What a year you have ahead of you; position yourself for Milk and Honey in every area of your life. Eyes have not seen, ears have not heard, neither has it entered into the heart of man what God has prepared for you this year. Those blessings that escaped you last year will be in your possession this year. The spouse you have been crying out to God for will locate you this year. That ancestral spirit that has been humiliating and hurting you will be bound and disgraced for your sake this year. They called you baren but they will soon be gathering in your house for naming ceremony one after another. God has started brand new things in your life and no one, nothing can stop Him. Halleluyah!

Don’t hesitate to share on your favorite social media platform using the button above as you pray along as follows:

  • I declare that I am moving from glory to glory and fro strength to strength in every area of my life, in the name of Jesus!
  • I receive every grace that will make my today greater and better than my yesterday, in the mighty name of Jesus.
  • Father, thank you because when others say there is a casting down, I can boldly declare and see that you are lifting me up, in the name of Jesus

Join Dr Chris Okafor for 3 hours of Prophecy and Solution Reign at Liberation City from 7am - 12pm, every Wednesday.

Also Glorious and Celebration Service every Sunday with Dr Chris Okafor, from 7am - 12pm at Liberation City Lagos.

Mountain of Liberation and Miracle Ministries. 9, Oshofisan Street, Off Odozi street by Ereke Bus Stop, Ojodu Lagos, Nigeria. call 2348162410226, 2348157557605, 2348095906161.

6 facts about the MMM new form of payment, bitcoin

Published in Business
Tuesday, 10 January 2017 11:31

MMM is an acronym that needs no introduction, the Ponzi scheme has gained so much traction in Nigeria, that many people would heavily criticize anyone who dared to speak against the scheme.

This was until December 2016, when the scheme froze money expected by members, freezing many dreams of a well spent festive period. The MMM organizers promised to unfreeze the monies on January 14, 2017.

Many are awaiting with bated for that date. However, while many wait, the scheme has added a new option of payment and it is in bitcoin.

What is bitcoin? How does it work? Below are some facts we would like to share with you:

1. When was bitcoin invented?

Bitcoin is a cryptocurrency and a payment system invented by a yet to be identified programmer, or group of programmers, under the name of Satoshi Nakamoto.

Bitcoin was introduced on 31 October 2008 to a cryptography mailing list, and released as open-source software in 2009.

2. What is bitcoin?

Bitcoin while it is called crytptocurrency can also be referred to as digital currency. Bitcoins can be exchanged for other currencies, products, and services. In layman's terms, bitcoins are money, a type of currency, which is slowly being accepted worldwide.

3. How can you get bitcoins?

Apart from buying and exchanging it for other currencies, you can also get bitcoins, by mining for them.

When bitcoins are created as a reward in a competition some users offer their computing power to verify and record bitcoin transactions into the blockchain. This activity is referred to as bitcoin mining and successful miners are rewarded with transaction fees and newly created bitcoins.


4. What is the worth of bitcoins currently?

Currently, a bitcoin is worth 285,367.95 Nigerian Naira, not a small amount by any means. The unit of account of the bitcoin system is bitcoin.

As of 2014, small amounts of bitcoin used as alternative units are millibitcoin (mBTC), microbitcoin (µBTC, sometimes referred to as a bit), and satoshi.

Named in homage to bitcoin's creator, a satoshi is the smallest amount within bitcoin representing 0.00000001 bitcoin, one hundred millionth of a bitcoin. A millibitcoin equals to 0.001 bitcoin, one thousandth of bitcoin. One microbitcoin equals to 0.000001 bitcoin, one millionth of a bitcoin.

5. Where is it accepted?

In February 2015, the number of merchants accepting bitcoin for products and services passed 100,000. So far, Amazon, JC Penney, Ebay, Target, CVS,, Subway, Victoria Secret, PayPal, Expedia, Home Depot, Kmart, Sears, the Apple App Store, Grooveshark, Dell and Zappos all accept it as a form of payment.


6. What are the dangers?

However, it is not a stable form of currency and is still not accepted in most countries. Also bitcoins are untraceable, so if you lose it you lost it for good.

According to expert, Ivan Razl, there is no mechanism to recover stolen or lost Bitcoins. If somebody hacks into your wallet where you store your Bitcoins you lost them for good. The best way to store your Bitcoins is on disk that is disconnected from the internet.

Also, it is not useful in many places, so you are more likely to buy or mine it now as an investment. Story source from website


MMM Nigeria says it has introduced Bitcoin, said to be the world’s best performing currency in 2016, as part of its mode of payment in its comeback plans

The Ponzi scheme, which froze accounts of its three million participants on December 13, 2016, is preparing to return, and it is throwing up a number of plans to get its community active again.

Last week, MMM promoters issued instructions to its participants whose accounts were frozen, to perform “Promo Tasks: A New Tool for MMM Community Development.”

In the MMM message, subscribers were told to perform tasks, both online and offline, to promote the scheme and drive “traffic and participation” by the time the restriction on the account is lifted.

READ ALSO: 6 facts about the MMM new form of payment, bitcoin

“Being an MMM member implies not only opportunities, but also a responsibility for the state and development of the MMM Community”, the message said.

Now it has come up with Bitcoin, the increasingly popular cryptocurrency or digital currency.

It was said to be the best performing currency in 2016, appreciating by more than 100 percent , from about $400 per bitcoin to over $1,000 per bitcoin. The currency has now fallen to $887 as at last Friday, with China tightening rules to curb capital outflows.

Prior to the freeze of MMM, participants were allowed to provide help in bitcoin, but they were paid back in naira.

However, MMM new plan allows participants to receive payment in bitcoin, and watch their monies grow in bitcoin.

READ ALSO: 6 facts about the MMM new form of payment, bitcoin

In a statement to participants, MMM said “due to the recent sharp price fluctuations of Bitcoin, MAVRO-BTC is being introduced in the system.

“So far, we have only had Mavro-Naira in the system. Even though you provided help via Bitcoin, your Bitcoins, anyway, were recalculated into the Naira at the exchange rate at the moment of providing help, and you were credited with Mavro-Naira in your PO.

“It was the naira amount that grew. In other words, you received 30 percent a month specifically in naira (not in Bitcoins, although you originally provided help using Bitcoins).

“Now, you have a chance to have 30 percent growth of the Bitcoin amount, not the naira amount. So, acquire MAVRO-BTC which will be credited in your PO and will grow at a 30 percent monthly growth rate.

“In a month not only 30 percent will be added to your initial amount, but, it can increase itself due to Bitcoin price growth.

“And, what if Bitcoin price is going to fall? In case Bitcoin price might go down, you will be able to return to naira at any time — instantly convert your MAVRO-BTC into Mavro-Naira (and vice versa, if Bitcoin price might increase again).

READ ALSO: 6 facts about the MMM new form of payment, bitcoin

“This option is available in PO. You can convert both confirmed and unconfirmed Mavro.

“We hope that with implementing MAVRO-BTC, your participation in MMM will become more comfortable!”

The original story first appear in NAN website


Published in Lifestyle
Tuesday, 10 January 2017 08:28

They will try, but they will fail. For I am with you, and I will take care of you. I, the Lord, have spoken! (Jeremiah 1:19)

 Great signs and wonders were following the teachings of the apostles after the Holy Spirit descended on them as Jesus promised and the Jewish leaders were in distress because they were losing members. Herod Agrippa at this time decides to please the Jewish religious leaders by persecuting the church, he ordered the murder of James and Peter. They were arrested and put in prison and would be tried publicly after the Passover.

Nothing brings terror to a man’s heart like the news of what his enemies are planning against him, especially when those enemies are stronger than him. But Peter was not bothered and was soundly asleep in prison when the angel assigned to deliver him entered his cell. He was so deeply asleep that he did not even feel the vibrations of the angelic being in spite of the fact that the power of God upon the angel broke the chains around his legs and hands.  The angel had to tap him on the leg before he woke up! Peter sleepily got up, put on his clothes and sandals and followed the angel out of the prison cell; he only fully woke up when the angel left him down the street! That was when he realized that God had rescued him from what the Jews were hoping Herod would do to him. 

God was with Peter and took good care of him; God will do the same for you this year! The enemy that has planned to ambush and destroy your life this year will see you freely walking and dancing for joy on your way to the top. He that watches over you neither sleeps nor slumbers and He has given His angels charge over you; no evil will befall you or your loved ones this year. You will leap from victory to victory, from glory to glory; that which rises against you will always fall for your sake, in the mighty name of Jesus.  

Don’t hesitate to share on your favorite social media platform using the button above as you pray along as follows:


  • Angels of war lay ambush and destroy any wicked spirit pursuing me from my father’s house, in the name of Jesus!
  • No weapon formed against me shall prosper, in the mighty name of Jesus.
  • Father, thank you for breaking all the evil arrows that have been shot against my destiny, in the name of Jesus

Join Dr Chris Okafor for 3 hours of Prophecy and Solution Reign at Liberation City from 7am - 12pm, every Wednesday.

Also Glorious and Celebration Service every Sunday with Dr Chris Okafor, from 7am - 12pm at Liberation City Lagos.

Mountain of Liberation and Miracle Ministries. 4 - 12, Oshofisan Street, Off Odozi street by Ereke Bus Stop, Ojodu Lagos, Nigeria. call 2348162410226, 2348157557605, 2348095906161.

Now all these things happened unto them for ensamples: and they are written for our admonition, upon whom the ends of the world are come. 1 Corinthians 10:11

Just as being freed from slavery in Egypt pictures our salvation, so wandering in the wilderness pictures the carnal Christian life, going nowhere!  Saved?  Yes.  Living in victory?  No!  Not maturing, just coasting through life with their fire insurance policy in hand.  Perpetual babies they are, never graduating from milk to meat, only crying out to daddy when something is wrong and they need something, and never coming of age spiritually to the place of real faithfulness and responsibility. 40 years later when that rebellious generation died off the new generation marched into the Promised Land and possessed it.  This land was called Canaan.   

Canaan is a picture of the victorious Christian life.  It’s not heaven. Moses couldn’t enter this land because He disobeyed, but you’ll see Moses in heaven someday!  The life of victory isn’t a life of perfection, but of growth.  Growing in grace, maturing, taking higher ground, gaining victories in life, over sin, over the world, over our own flesh, and over the devil. There three different spiritual locations, every person can only be in one of these locations at a point in time. One, is Egypt, anyone in Egypt is still in slavery to sin, and such person need to be saved. Two, in the wilderness, this person is saved but he/she is going nowhere other than in circles. They are saved for years but not maturing. They don’t dig deep into the Bible, they don’t pray fervently, their tithe is not consistent, still not making commitments to be faithful and to serve.  Been saved for years but never led a soul to Christ!  They’re not much closer to God than they were the day they got saved. The third location is, Canaan, excited, growing, having the joy of the Lord.  They’re not a wilderness wanderer, but a giant conqueror! 

This is the location you must be this year in order to enjoy the MILK AND HONEY the Lord God of Liberation has promised us this year. You cannot do your Christian life business as usual. Something must change about you this year and it must be a radical change to live for God and blindly follow His instructions.

 Don’t hesitate to share on your favorite social media platform using the button above as you pray along as follows:

  • O God of Dr Chris Okafor deliver me from carnal life. Save me from myself. Let me not ruin my life through carnal living
  • I depart from Egypt by FIRE, I separate from the wilderness by FIRE. I enter into the land flowing with MILK and HONEY in the mighty name of Jesus
  • Father, thank you for because this is my year of MILK and HONEY, in the name of Jesus

Join Dr Chris Okafor for 3 hours of Prophecy and Solution Reign at Liberation City from 7am - 12pm, every Wednesday.

Also Glorious and Celebration Service every Sunday with Dr Chris Okafor, from 7am - 12pm at Liberation City Lagos.

Mountain of Liberation and Miracle Ministries. 9, Oshofisan Street, Off Odozi street by Ereke Bus Stop, Ojodu Lagos, Nigeria. call 2348162410226, 2348157557605, 2348095906161.

I am so excited to welcome you into year 2017, our year of MILK and HONEY. I am also glad to bless you this day and declare over you and your household that in our year of Milk and Honey you will experience SWEETNESS. Every water of Marah in your life will turn to sweet. Your bitterness will turn into sweetness.

I prophecy honey into your marriage, business, job, academics, career, ministry, and every endeavour of your life in Jesus mighty name. This year you will pursue and overtake in Jesus name. The grace that turns struggle into glory, that turns a pauper into a wealthy man receive it in Jesus mighty name.

I prophecy freshness into your life. Your rags are taking away. Enter into houses you did not build and possess them. Enter into cities you did not build and possess them. Enter into businesses you did not build and possess them for it is your year of MILK and HONEY.” Be a blessing to someone today by sharing on your favorite social media platform using the button above. Dr Chris Okafor

And there were in the same country shepherds abiding in the field, keeping watch over their flock by night. And, lo, the angel of the Lord came upon them, and the glory of the Lord shone round about them: and they were sore afraid. And the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people. For unto you is born this day in the city of David a Saviour, which is Christ the Lord. And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger. Luke 2:8-12

Generally, Christians acknowledge today as the day Jesus was born by a highly favored virgin who was married to an offspring of David. Historians suggest that Jesus was born in the cave and the bible says He was wrapped in swaddling clothes and laid in a manger because Joseph couldn’t find a better place or proper maternity ward. What an incredibly humble beginning for the source of creation, who own everything in heaven and on earth. Even after He grew up and began His earthly ministry people still looked down on Him because His family had been instructed to relocate to Nazareth, Nathaniel pointed asked if anything good could come out of Nazareth. John1: 46.

But the bible counsels us not to despise the days of little beginning because in as much as beginning is been small, our ending will be great. People may be wondering about your life and saying nothing good will ever come out of you, that you will never become someone great in this life. Some may have gone beyond wondering to do whatever they can do to ensure that nothing good comes out of you. They may even refer to generations before you who lived and died as vagabonds, your family affliction has become a folk tale making your bloodline the scum of your community.

Let today’s commemoration of the lowly birthday of Jesus Christ comfort you. Yes Jesus was born in a cave but He eternally sits in glory as Lord over all things. Though your beginning is small, the end shall be great. It is in your DNA as a Son and Heir of the Grace and Glory of God to grow and become great in spite of all the opposition you may face along the way.

Don’t hesitate to share on your favorite social media platform using the button above as you pray along as follows:

  • I super-impose the testimony of God concerning my Life over every lie of the enemy in the name of Jesus.
  • I command wicked spirit that has been working against my destiny to pick up their weapons and flee in the mighty name of Jesus.
  • Father, thank you because Jesus came to give me a new life and inheritance in the name of Jesus.

Join Dr Chris Okafor for 3 hours of Prophecy and Solution Reign at Liberation City from 7am - 12pm, every Wednesday.

Also Glorious and Celebration Service every Sunday with Dr Chris Okafor, from 7am - 12pm at Liberation City Lagos.

Mountain of Liberation and Miracle Ministries. 9, Oshofisan Street, Off Odozi street by Ereke Bus Stop, Ojodu Lagos, Nigeria. call 2348162410226, 2348157557605, 2348095906161.

MMM Russia has a dark untold history, it is easy to assume that the darkness was created by the founder(s) of MMM; however a deeper search reveals that there is a grand conspiracy that attempts to eliminate MMM and every other idea that tries to democratize luck.

MMM was conceived twenty seven years ago, for close to three decades, MMM’s failures have always been perpetrated by a class of people – the ruling class. I sought to understand why anyone will want to close down a community which claims to connect its participants to each other so that they can help each other.

Over the years, the answer has changed. In the 1990s, the popular answer was the founders kept all participants’ money and they could run with the money since government doesn’t monitor them. The early 2000s had a different answer; the popular opinion was the money was kept by guiders (participants who attend MMM school so that they can become leaders). There was fear that the guiders could run away with the money. The 2010s has a new answer, the answer is unclear. There is no logic to the answer. The answer is simple yet complex. The MMM critics of the 2010s believe even though MMM doesn’t collect money from its participants, MMM is still a scam. In the 2010s, MMM participants pay money to each other’s bank account. The money is in the bank, safe and secure. Or is there something deeper. Read on…

How and why did participants lose money in the 1990s? Russian government came one day with seventeen black vans to take all the billions of people’s monies with MMM (monies were kept in their head office) and they arrested its founder for tax invasion (not fraud). This happened in the presence of MMM participants, little wonder, the same MMM participants voted in millions to ensure MMM’s founder becomes a member of the Russian parliament. Mr Sergey Mavrodi’s (founder of MMM) victory at the polls was his ticket out of jail. Why did the story end badly for some participants? It is reported that some committed suicide because their money was taken. This was not them reacting to the man who was trying to make them financially free in a communist Russia, it was them reacting to a government that took all their monies away.

The major source of news about MMM is Wikipedia. Wikipedia’s founder is a wanted man in the United States of America and so many countries, he is in hiding; He unapologetically published personal mails allegedly hacked by Russia to influence an American election. Wikipedia has destroyed a lot of lives with its half truths and one sided stories. I find it hard to believe that we will trust Wikipedia without listening to the other party.

The prevalent question in my mind is why is the ruling class using its weapon (power, media and money) portraying MMM as a scam since MMM doesn’t collect money from its participants. It is like saying Facebook Inc. is a scam. Facebook cannot scam you (as a user) because facebook doesn’t collect money from you. You sign up for free. In the same light, participants sign up to MMM for free. MMM simply connects the participants to each other. The question is why? Zuckerberg was connecting us to old friends when he didn’t even know how Facebook will make profit, why? He said he wanted to create a more open and connected world. Mavrodi also claims he wants to create a fairer world, a fairer financial system.

We agree that MMM has never collected money from its participants since 1994, so why is it regarded as a scam. Critics say the system is not sustainable and at some point, it will crash. They say at some point, there will not be enough people to “provide help (an MMM term meaning donate money)” to those who want to “Get Help (an MMM term meaning receive money)”. To receive money, you must have previously donated or referred someone to join the community.

After reviewing their point, I believe what critics mean to say is; MMM is not a scam but MMM is not sustainable. At this point, there is no way MMM can use any fraudulent way to collect money from its participants, therefore I can say MMM is not a scam. If MMM opened a bank account, it would be frozen so there is no chance. MMM is not a scam but is MMM sustainable?

One thing I have learnt from the critics of MMM is their method of proving they are right. Their method is similar to what I saw in a movie. A lady wanted to proof her brother’s wife was a thief, so the lady stole an item and kept it in her brother’s wife purse. I began to wonder who the thief is. The World Bank and a lot of global organizations claim their goal is to reduce global extreme poverty yet they pay a lot of lip service to the pursuit of this noble goal.

They neglect the ideas that can truly reduce poverty and spend more time pursuing the policies of their sponsors (big global banks and individuals). Most critics of MMM will share untrue stories about MMM (like the MMM crash in Lagos or Zimbabwe) and do anything (it is amazing) to ensure the crash they had predicted eventually happens. They remind me of the woman in the movie. It is a dirty fight and I think MMM participants are not doing enough to share the light of what MMM is doing for them.

We have come to a conclusion that MMM is not a scam but we haven’t agreed it is sustainable. To understand its sustainability or un-sustainability, let’s do the scam test. If MMM fails today, who wins? No one wins emotionally but those who have gotten help win financially and those who have provided help lose financially. The MMM brand becomes worse and its founders will be cursed. So its founders don’t gain financially. It is some participants that gain financially and some participants lose financially. When I understood this truth, I stopped calling MMM a scam. I then wondered why Mr Sergey Mavrodi will keep punishing himself, his name, risking jail term or worse for a system that is not sustainable.

I wanted to understand his mind so I read his books (available on amazon), articles, saw his movie about MMM 94 (self sponsored by Mr Mavrodi with major actors from Russia and Hollywood. Available for free on Youtube and MMM website). I discovered he had one goal and I put it simply; Mr Sergey Mavrodi’s goal is to “democratize luck”. Henry Ford wanted to democratize cars and ensure it is affordable so that every hardworking person can buy one. Tony Elumelu wanted to institutionalize luck so he created The Tony Elumelu Foundation giving no-strings attached grants to 10,000 entrepreneurs within 10years. So many other people have big dreams such as this, to eliminate global poverty. Mr Sergey Mavrodi wants people to work not because they need money but because they enjoy the job, this way our school teachers by destiny won’t end up as bankers because of money – working hard at a job they hate. If money wasn’t king, people will do jobs they love and do it will the spirit of excellence. If Michael Jackson grew up in Nigeria, we would have ended up in ajegunle struggling. America doesn’t need Sergey’s MMM because they have their own version and the live their version, popularly called the American Dream. This dream helped Bill Gates sit down in meetings with IBM executives, get a loan of $1millions and more. In Africa and other third world nations, there is no dream for the people. There is pain, tears and sorrow. The big question is will this amazing dream of Mavrodi work with the MMM system?

The only way to know is to ask what the system itself is. It is participants donating money to each other and getting 30% reward. It is based on the principle that we don’t all need money at the same time. To understand it better, let us assume there are five people in MMM, Mr A, B, C, D and E. Mr A donates 10, 000 to Mr E (who has previously donated) Mr E uses the money to settle an urgent bill. Mr B donates to Mr A. Mr C donates to Mr B. Mr D donates to Mr C. Mr E gets his salary of 100,000, pledges to donate 15,000 and donates it to Mr D. Money is just moving round to settle debts, bills and create new value. The population the banks will never look at have found a new way to get the money they need without having to collect any loans. If they continue using their bank accounts, the banks will keep winning because of the fast movement of money leads to more bank charges. No new money is created so inflation is not created. No excess money will be in the economy. In essence, everyone wins.

The system can be sustained if everyone comes together to make it work. The banking system will fail if we all withdraw our money at the same time (bank run). Insurance companies will die if all but one person refuses to pay premiums; they will be unable to pay the person in case of any accident or loss.

MMM is good for Africa, it doesn’t compete with the banks because banks already do not loan money to the majority. The loans go to the 10% who have collateral which is good for banking. With MMM more people will open bank accounts (since MMM participants relate with their bank account) and banks will reach the unbanked. We need to get more Nigerians into the banking system. MMM has also helped banks promote their online and USSD banking platforms. MMM has helped entrepreneurs source for money for their ideas within a realistic time. MMM has inspired participants to spend more in a recession. This is keeping a lot of big and small businesses afloat. If you see anyone buying cars, houses or valuables in today’s Nigeria, they are probably involved in businesses where they earn in foreign currencies, extremely rich or engaged in … you guessed right – MMM.

This is good for everyone. The stock market can bounce back on the MMM wave as people become more confident to diversify. Nigerians are in positive spirit because of MMM. People who couldn’t pay school fees paid with ease. People eat better and live better. Over one million Nigerians engaged in MMM have positive story to tell.
After my research, I asked myself. Would I be the lady who wanted to proof her sister in-law is a thief so she stole and kept it in her sister in-laws bag or will I be the person who will find out if truly her sister-in-law is a thief and when I find her innocent, declare her to be innocent. My choice is clear.

I asked a member of the ruling class who instructed his human resource unit to send a mail warning all members of staff not to participate in MMM why he is anti-MMM. He said if they continue with MMM, one day, the might resign and see no need to work. I said really? So because you are a multi-millionaire, your kids won’t work? He then voiced his real concern. They will be financially free and won’t take his excesses anymore since they can start their own business or resign and not suffer while they search for a better working environment. Source MMM-Nigeria

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